ABOUT FSA - How We Operate
Our mission is to serve the needs of investors with modest sums of money as well as the most wealthy. Unlike many advisors who seek to serve only affluent investors, we have no minimum account size. We believe that knowledge about financial markets and investment strategies should be shared with all who seek to help themselves to a better life.
Just as there is no minimum account size to be a client, likewise, there is no maximum account size we cannot manage. Through relationships with prominent national investment management companies, we can provide individually tailored stock and bond accounts as well as mutual fund portfolios, annuities and other alternative investments.
Any person or organization who wants to do better financially and is willing to commit to the discipline necessary to carry out a plan for doing so will find us their friend and ally. We not only help people be faithful with little, we also help them be faithful with much.
1. The Initial Interview
Every client relationship starts with a personal interview either in person or over the phone. As a fiduciary, we need to understand your investment objectives, risk tolerance, plans for the future and special issues you face. From this information, we determine the suitability of our Timeless Investment Strategy and assist you with setting up an investment plan.
2. Progress Reports
Every month you will receive an account statement from the custodian of your account showing transactions during the month and current account balances.
An annual report from Financial Security Advisors will summarize activities during the year and the progress your account has experienced during the year.
3. Monthly Updates
Clients receive monthly communications from Financial Security Advisors via email, mail or phone contact on our views with respect to the market’s performance, new opportunities resulting from regulatory changes, and ideas on how to simplify your life or experience the joys of life more fully. On a quarterly basis the Thoughtful Investor newsletter is distributed.
4. Annual reviews
At least once a year, we contact each client individually to assure that our investment approach is still appropriate and that there have not been any changes in their life that might necessitate a change in their portfolio.
5. Fee structure
Financial Security Advisors charges for its services based on the dollar value on assets under management. A fee schedule is available on request and is on file with the Securities Departments of the States of Arkansas and Maryland.
Fees are withdrawn from client accounts at the end of each quarter. All accounts for the same natural family are combined for purposes of determining quarterly fees. Financial Security Advisors, Inc. reserves the right to adjust fees for special situations on an individual client basis.