
The Thoughtful Investor is a quarterly publication of Financial
Security Advisors designed to provide clients with a greater understanding of active management and how to build financial security. To receive our newsletter by email, just send us an email requesting to be added to our mailing list. You may also be interested in periodic investor perspectives from Morris Vickers.
Past issues of the Thoughtful Investor are available as PDF documents. Opening
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4th Quarter 2011 - Articles Include:
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- Can You Trust the Experts?
- Debt Can Limit Retirement
- Something Has to Change - a look at government debt accumulated per U.S. household
- The Problem with Correlation
- The More Things Change the More They Stay the Same
- Be Careful Where Your Parents Die
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3rd Quarter 2011 - Articles Include:
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- Fat Tails, Black Swans and Your Portfolio
- In a Year of Disasters, Be Prepared
- Disaster Pre Includes Home Insurance
- How to Live Like a Millionaire
- Maximize Your FDIC Insurance
- Gasoline Consumption is at 2001 Levels
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2nd
Quarter 2011 - Articles Include:
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• Will You Run Out of Money?
• Tackling the #1 Retirement Fear
• Do You Need Life Insurance?
• Questions to Ask Before you Consider Moving Assets to Another Manager
• Bonds Require Active Management
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1st
Quarter 2011 - Articles Include:
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• Consider the Impact of Inflation on Your Financial Plan
• Bubbles and the Investor
• Resolve to Plan
• Minimum Distributions Are Back
• Use First Time Jobs to Fund a Roth Ira for Your Teen
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4th
Quarter 2010 - Articles Include:
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• Living With Uncertainty
• Time Out for the Good News
• When Averages Don't Add Up
• Saving with Reduced Pain
• Putting Unemployment to Work
• Will 2011 Bring the Largest Tax Hikes in History? |
3rd
Quarter 2010 - Articles Include:
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• Two Keys to Portfolio Growth
• A Look at VIX, the Market Canary
• Will the U.S. Be Another Greece
• Investment Strategies that Avoid Triggering Tax Consequences
• Should You Buy the Market Because It Is on Sale?
• The Coming Tradeoff between Dividends and Appreciation
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2nd
Quarter 2010 - Articles Include:
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• Winning by Not Losing
• The Search for Stable Income Investment Options
• Estate Tax Consequences Still Exist
• Another Look at the Numbers
• Learn to Detect On-Site ATM Scams
• What's Different Today?
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1st
Quarter 2010 - Articles Include:
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• Benefits of Active Management Acknowledged
• Investing in Gold…Taxes & Other Cautions
• Weigh Your Retirement Options and Plan
• Watch Out for this Advice!
• With Federal Reserve Rates Near 0%, What’s Happening to Your Credit Card?
• 2010 Window Opens for Roth IRA Conversions
• Request Annual Free Credit Report |
4th
Quarter 2009 - Articles Include:
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• These are Interesting Times
• Pay No More Taxes than Necessary
•Your Most Important Investment
• Can You Trust the Caller?
• Paying for a College Education
•Investigating Business Associates Has Never Been Easier
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3rd
Quarter 2009 - Articles Include:
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• Our Take on “Is It Safe to Invest in Stocks Again?”
• Save the Economy or Your Future?
• Forecasting is an Uncertain Art
• Teach your children well
• Coping with a Variable Annuity that’s Under Water
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2nd
Quarter 2009 - Articles Include:
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• Time for a Reality Check
• Spotlight on Fraud
• Wealth Distribution on Your Terms
• Questions to Ask Before You Take Early Social Security
• The Fallacy of Index Funds and Fees
• Medical Identity Theft Rising
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1st
Quarter 2009 - Articles Include:
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• Is It Over Yet?
• Planning for Higher Tax Rates
• Protect Your Assets
• Adding Perspective to "Missing the Best"
• Make Dollar Cost Averaging Work For You
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4th
Quarter 2008 - Articles Include:
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• Volatility is Inherent in Financial Markets
• Worried that You Won’t Have Enough Money in Retirement?
• Know Your Insurance Limits
• Beyond the Risks of the Stock Market
• Grow Your Assets in All Markets
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3rd
Quarter 2008 - Articles Include:
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• Presidential Election Years Are Historically a Good Time to Invest
• The Best Loss Strategy: Move On
• Window for Roth IRA Conversions
• Email Investment Scams are Huge; Don’t Be a Victim
• Caution When Financing Investment Real Estate
• 2010 Holds Special Challenges for Wealthy |
2nd
Quarter 2008 - Articles Include:
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• Financial News and a Grain of Salt
• A Guaranteed Gain
• Window Opens to Capture Long-term Gains with 0% Capital Gains Taxes
• Contrarian Indicators Can Signal Market Turning Points
• Did You Miss America Saves Week ?
• Raiding Retirement Plans Costly Source of Cash
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1st
Quarter 2008 - Articles Include:
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• Emotion and the Investor
• 2007 Tax Reminder
• Health Insurance Options for the Retiree
• Appealing Property Taxes
• Lessons from the Sub Prime Crisis
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4th
Quarter 2007 - Articles Include:
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• When Good Stocks Go Bad
• October Through April Historically the Best Time to Invest
• Hyman Minsky Was Right
• Two Vital Documents - a Living Will and a Power of Attorney
• Is Buy and Hold Really the Answer to Successful Investing?
• Make Annual Credit Reports a Priority |
3rd
Quarter 2007 - Articles Include:
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• Is Performance the Reason to Go Passive?
• Summer Jobs Can Pay Off with a Roth IRA for Youth
• Buy a New Home Or Invest Your Money?
• When Ownership Form Matters
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2nd
Quarter 2007 - Articles Include:
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• Are You the Millionaire Next Door?
• The Bright Side of Volatility
• Anatomy of a Bubble
• Has Your Life Changed?
• What Does it Take to Have $1 Million in Investments?
• A New File for Estate Planning
• Faulty Logic |
1st
Quarter 2007 - Articles Include:
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• IRA Rollovers Complement a Change of Employment
• It's Not That Simple
• Direct Deposit Your Tax Refund
• Giving it Away Is Easier in 2007
• 401(k) Plans Gain Greater Beneficiary Flexibility |
4th
Quarter 2006 - Articles Include:
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• Balancing Risk for Older Investors
• The Curious Case of the Changing Frontier
• Don't Overlook Roth Benefits
• Is Early Retirement in Your Future?
• Time and Compounding are the Investor's Best Friends |
3rd
Quarter 2006- Articles Include:
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• Actively Managed Funds Are Proving Their Value
• Who Are Your Beneficiaries?
• Summer and the Presidential Cycle
• Logarithms and the Financial Market
• The Changing Nature of Retirement |
2nd
Quarter 2006 - Articles Include:
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• What to Do Before You Retire
• 10 Reasons to Invest in a Roth
• Investing Requires Structure
• Contingency Planning in Financial Planning
• Documents You Should Have on File
• Lower Your Energy Bills and Your Taxes
• Become Truly Wealthy
• Spotting Fraud and Corporate Misconduct |
1st
Quarter 2006 - Articles Include:
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• How Much Are You Worth Today?
• Fat Tails and Probability Statistics
• Make Your 2006 Retirement Contributions Now
• Lessons from Katrina: Minimizing the Financial Impact of a Disaster
• How Much Are You Willing to Lose? |
4th
Quarter 2005 - Articles Include:
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• Bad Math and Bad Investment Advice
• Savings? What Savings?
• 15 Ways to Cut Your Expenses and Save More
• Retirement Accounts Protect Assets from Creditors
• Cautions When Investing in Real Estate |